Important information

Disclaimer

HENRY provides general educational information for a UK audience. Nothing on this website constitutes personal financial, investment, pension, tax, legal or accounting advice, or a recommendation to buy or sell any product.

Calculators use simplified assumptions. Depending on the tool, results may not reflect your tax code, Scottish income-tax treatment, National Insurance category or payroll period, benefits, other income, pension restrictions or personal circumstances. Mortgage, investment and financial-independence projections also rely on uncertain future rates and returns. Results are illustrative and should not be relied upon when making decisions.

Tax rules and allowances can change. Check current information with HMRC and consider speaking to an appropriately qualified and regulated professional.

Any future commercial relationships or affiliate links will be clearly disclosed.