Investments£410,0002 connected
+1.8%Friday, 4 September
Good morning, Alex.
Here is your fictional household position.Connected net worthUpdated 8:42
£1,242,500↑ £8,420 this month · illustrative
Last 30 days
Income£12,840
Spending£7,160
Invested£3,500
27% of income invested
Your financial picture
Accounts and assets
Pensions£360,000Manual value · 1 Sep
+0.9%Cash & savings£72,5004 connected
+0.2%Home£720,000Manual estimate
—Mortgage−£320,000Manual balance · 31 Aug
3.89%Decision signals
Worth your attention
Your modelled income crosses the Personal Allowance taper.
Review adjusted net income before allocating your next bonus.
Model the options →Employer equity is 11% of investable assets.
Decide what concentration level you are comfortable carrying.
Understand concentration risk →Your accessible runway is approximately 18 months.
Your current cash and ISA values cover the fictional spending profile.
Stress-test the runway →